Universal care policies cover a range of proposals that include single-payer government-funded models as well as models that mandate coverage, but with provisions for covering some or all the costs for low-income consumers. Hybrid models exist that combine elements of both. These models feature a range of elements. In addition to the government playing a significant role in expanding access and setting standards, some common features include:
- Addressing overall out-of-pocket consumer costs for copays, premiums, or deductibles for receiving service.
- Capping of prescription drug costs for all consumers.
- Expansions of covered health services include mental health, dental, hearing, substance abuse treatment, vision, prescription drugs, reproductive health, and home and community-based long-term care.